- 2 tablespoons white sugar
 - 1/4 teaspoon ground cinnamon
 - 1/4 cup finely chopped walnuts
 - 2 cups all-purpose flour
 - 1/2 teaspoon salt
 - 1/2 teaspoon baking powder
 - 1/2 teaspoon baking soda
 - 1/2 teaspoon ground cinnamon
 - 1/4 teaspoon ground nutmeg
 - 1/2 cup margarine, softened
 - 1 cup white sugar
 - 2 eggs
 - 1 teaspoon vanilla extract
 - 2 tablespoons buttermilk
 - 1 cup chopped apples
 - 1/2 cup walnuts
 - 1/4 cup semi-sweet chocolate chips
 
- To make the topping, in a small bowl mix the sugar, cinnamon and finely chopped walnuts. Set aside.
 - In a medium bowl combine flour, salt, baking powder, baking soda, cinnamon, and nutmeg. Set aside.
 - In a separate large bowl cream butter and sugar. Add eggs and vanilla extract, and mix well. Gradually beat in flour mixture alternately with buttermilk. Stir in apples, walnuts, and semi-sweet chocolate chips. Pour into a greased 9x5x3 inch loaf pan. Sprinkle with topping.
 - Bake in a preheated 350 degree F (175 degree C) oven for 50 to 60 minutes. Cool for 15 minutes. Remove from pan. Cool on a wire rack.