- 2 cups water
- 1 (14 ounce) can sweetened condensed milk (such as Eagle Brand®)
- 1 (3.5 ounce) package instant vanilla pudding mix
- 3 cups frozen whipped topping (such as Cool Whip®), thawed
- 1 (8 ounce) package cream cheese, softened
- 1 (12 ounce) package vanilla wafer cookies
- 4 bananas, sliced
- 1 1/2 cups sliced fresh strawberries
- 1/4 cup fresh blueberries
- 1/4 cup fresh raspberries
- Whisk water, sweetened condensed milk, and pudding mix together in a bowl until smooth and thickened, 2 to 5 minutes. Refrigerate until firm, about 5 minutes.
- Stir whipped topping and cream cheese together in a bowl until smooth; fold into the pudding mixture.
- Arrange a layer of vanilla wafer cookies into the bottom of a 2 1/2-quart glass dessert bowl. Top with a layer of banana slices, strawberry slices, and the pudding mixture, respectively. Repeat layering with remaining ingredients. Garnish with blueberries and raspberries to serve.